BMI Federal Credit Union
How To Create An Identity Theft Action Plan
Keeping Your Identity Safe
As we grow smarter and more advanced, you can bet that identity thieves are as well. Every day, identity thieves come up with new and innovative ways to steal your identity right out from underneath you. Today, we’re going to help you make an Identity Theft Action Plan, which will help you stop identity theft before it happens and protect yourself:
- Create strong passwords and change them often. Don't create passwords that are easy to guess and don't use the same password everywhere - if a hacker cracks your password then he/she has access to everything. Also make sure to change your passwords often, it's harder for a hacker to crack your password if it's constantly changing. Check out this article for tips on how to create a strong password.
- Think before you click. Phishing email schemes have become a favorite method for online hackers. They bet on the fact that we go through our emails quickly and often don’t stop to think before we click on an attachment or link. Make sure to verify that the email you’ve received is from someone you know and trust before you click on anything. If in doubt – just delete it.
- Review your monthly statements for suspicious transactions. If someone has gotten ahold of your debit or credit card information, it’s best to catch it early. This way you still have time to dispute the transactions and get your money back, and also have your card closed before the identity thief has a chance to do any more damage.
Protect Your Social Security Number. Your Social Security Number is very important as it serves as your primary form of verification for many different things. If someone gets ahold of it, they can pretty much gain access to anything they want. Never carry your Social Security Card with you – memorize your number and then keep it in a locked drawer or cupboard. Also make sure you’re not saying your number where anyone could hear it or typing it into an unsecured computer.
- Avoid oversharing on social media sites. More and more identity thieves are stalking social media to get access to personal information. To avoid being a victim, make sure you’re not oversharing on your personal account. Avoid including information such as your full name, address and phone number. Identity thieves can easily take this information to find out more information about you.
These are some of our favorite tips for keeping your identity safe from thieves. Take the correct actions, and you can rest easy that your identity is safe and secure.