Welcome to Your Credit Union

Helping Our Local Employers and Their Teams


As an employee of a Preferred Employer, BMI Federal Credit is now your credit union. Whether building your dream home, buying a car, growing your family, or just becoming financially secure, we are here to help.

Spread Some Holiday Cheer and Earn! 

Three Great Offers This Holiday Season

  • Earn a $250 cash bonus* when you open a new Free Checking account 
    Earn a $500 cash bonus** when you pair a new Free Checking account with a new Loan
  • Earn 3.00% APY+ on 15 Month Certificate
  • Refer a Friend and Earn $250 cash bonus++

Explore Additional Offers Available to our Preferred Employers

Health Savings Accounts

BMI Federal Credit Union offers Health Savings Account (HSA) Checking Accounts to help you save money while managing your healthcare payments.

Explore more of what's to love...

Online and Mobile Banking Bill Pay Financial Education
Online Banking Alerts My Finance Tool Certified Financial Coaches
Visa Card Alerts Remote Deposit Capture Shared Branching


Benefits of a BMI Federal Credit Union Free Checking Account

Financial Education Program

Our award-winning Financial Education Program provides free financial education to all members and the community. Whether you're looking to maintain your budget, manage debt, or buy a home, BMI FCU can help you achieve your goals. We offer Certified Financial Coaching, free community Workshops, and our new Online Learning Center.  

Easy Access Banking

Access your account from anywhere at any time with our convenient Online and Mobile Banking features. We have also partnered with CO-OP Financial Services for our shared branching and ATM networks. This give you access to thousands of branches and ATMs nationwide. Whether your are across town or across the country accessing your money is easy. 

Contact Us

Ready to get started? You can apply online, call a Business Development Manager at 614.707.4000, or visit us at any of our five branches in Dublin, Westerville, or Columbus

Check the status of your application or submit additional documentation.


*New Member Offer: To earn a $250 Cash Bonus, mention offer when opening account in person the code Winter250 or add Winter250 to the comment section when applying online. The following requirements must be met in the first 60 days after the account is opened: Open and deposit $20.00 into a new free checking account. Member must sign up for electronic statements. A regular share savings account must be opened and a $5.00 deposit is required. Annual Percentage Yield as of September 30, 2019 is 0.05%. For the Regular Share Savings account, there is a Silver or higher relationship tier required to avoid a relationship fee. Members who are under the age of 23, over the age of 60, or have been members for 6 months or less enjoy the benefits of at least the Silver reward level even if your household balance is less than $250.

**To earn a $500 Cash Bonus, use promo code Winter500. The same requirements apply plus one of the following loan products must also be added: Visa branded credit card, Auto Loan, or a Holiday Loan. Cash bonus will be deposited in the member’s free checking account within 10 business days after all qualifications have been met. Offer not valid on Starting Over Checking, Platinum checking, or Business accounts. This offer is not available to those with fiduciary accounts, and those who have closed an account within 6 months or have a negative balance. Other membership exclusions may apply. Checking account must remain open for a minimum of 6 months or the bonus will be debited from the account at closing. Offer cannot be combined with other checking offers. Offer ends December 31, 2019.
^Visa Card Alerts are provided at no cost, however the MyCardRules app may incur charges for internet, cellular, and other data services. You may incur charges from your wireless carrier when sending and receiving information in connection with your use of MyCardRules. MyCardRules is a mobile application developed and maintained by Jack Henry and Associates for financial institutions that use JHA Card Processing Solutions ™ card processing.

+APY = Annual Percentage Yield. Rate effective November 11, 2019. Rates are subject to change without notice. Fees such as a penalty for early withdrawal may reduce earnings. Available to new members only at account opening. Maximum deposit of $10,000. Loyalty Rewards cannot be added to this special. Offer valid until December 28, 2019. 

 ++To earn a $250 Cash Bonus, mention offer when opening the account in person, or add the promo code CHEER250 and existing member name to the comment section when applying online. New member must mention name of referring member when account is opened. $250 cash bonus will be deposited to existing member’s account within 10 days after the New Member Offer is qualified. The following requirements must be met in the first 60 days after the account is opened: Open and deposit $20.00 into a new free checking account. Member must sign up for electronic statements. A regular share savings account must be opened and a $5.00 deposit is required. Annual Percentage Yield as of September 30, 2019 is 0.05%. For the Regular Share Savings account, there is a Silver or higher relationship tier required to avoid a relationship fee. Members who are under the age of 23, over the age of 60, or have been members for 6 months or less enjoy the benefits of at least the Silver reward level even if your household balance is less than $250.
To earn a $500 Cash Bonus, use promo code CHEER500. The same requirements apply plus one of the following loan products must also be added: Visa branded credit card, Auto Loan, or a Holiday Loan. Cash bonus will be deposited in the member’s free checking account within 10 business days after all qualifications have been met. Offer not valid on Starting Over Checking, Platinum checking, or Business accounts. This offer is not available to those with fiduciary accounts, and those who have closed an account within 6 months or have a negative balance. Other membership exclusions may apply. Checking account must remain open for a minimum of 6 months or the bonus will be debited from the account at closing. Offer cannot be combined with other checking offers.
All loans subject to approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualification, and collateral conditions. All cash bonuses may be considered income and reported on 1099-MISC or 1099-INT. Federally insured by NCUA. Offer ends December 31, 2019.