Membership Benefits of a Credit Union

The biggest distinction from being a member of a credit union, and a customer of a bank, is a foundation of democratic, cooperative principles. A credit union is a not-for-profit cooperative, where customers are rather members, or member-owners. Earnings are paid back to the member-owners in the form of higher savings rates and lower loan rates. Banks are for-profit corporations where earnings and profits are paid to of three laughing in a park

BMI Federal Credit Union is committed to improving the financial lives of our members and the community we serve. By opening an account at BMI Federal Credit Union, you can enjoy a lifetime benefit that will follow you wherever you may go in life.

Open an Account

In addition to great products and services fundamental to your financial life, learn about additional benefits we can offer:

Loyalty Rewards 
Loyalty rewards are tiered based on how much ownership you maintain in the Credit Union. Based on your Bronze, Silver, Gold, or Platinum level, you can earn dividends, loan rate reductions, and other perks for services. 

Financial Education  
Online, interactive learning for all ages and financial circumstances.  

Free Community Workshops   
Free and open-to-the-public community workshops. 

Free Certified Financial Coaches  
Schedule on-on-one coaching over the phone or in person with a Certified Financial Counselor.

Attraction Discounts  
Discounts at amusement parks and other Ohio attractions.

Switch to TracFone Wireless
Members can save up to $360 when you switch to no-contact wireless with TracFone. 

TruStage Insurance  
Insurance including AD&D, Whole Life, Term Life, Home-owners, and Auto.

Turbo Tax
Save $15 each tax season on the #1 best-selling tax software that guarantees 100% accurate calculations, so you can be confident your taxes are done right and get your biggest possible refund.

Member Showroom  
Online showroom to research your next car before the dealership.

Shared Branching   
Hundreds of BMI FCU shared ATMs and branches nation wide.

If you'd like to tell us how we can improve your credit union experience, please let us know by completing one of our Surveys.