Get Your Home Ready for the Season
With warmer months ahead, it’s time to start getting your home ready! Big or small, don’t be overwhelmed by your to-do list. We are here to help with simple tips to get started!
The Best Places to Start to Get Your Home Spring Ready
Take this time to make sure your air conditioner is in good working order - you probably haven’t used it in a while. If you have an outdoor unit, make sure to clear away any debris that has collected during the winter before firing it up. Spray it down with your garden hose, and ensure all wiring is clear and secure with no damage. Once you turn it on, focus on what you hear and what you smell. If you hear any rattling or smell anything unusual, you may want to consult a professional (while home services might be closed, you can still speak to someone to “troubleshoot” any basic issues). Then run your system for about 20 minutes, and then check that temperatures inside are cooling, and vents are clean and working correctly.
Tis the season to let in the fresh air, so make sure to clean your windows! Your windows have most likely accumulated a lot of dirt and debris over winter, and you don’t want any of that blowing into your house. You’ll also want them clear for when you start to see pollen settle. Check your window sills for insects as well. If you’re looking to replace your windows, this is a great way to save money from better insulation.
Take a look at the trees and bushes around your property and remove any branches that are diseased, dead, or pest-ridden. This will ensure that they stay healthy and look beautiful all season long. You’ll also prevent the bigger cost of having a potential pest problem later. It’s also the perfect time to pull out weeds, prune flowers, and clear walkways for spring blooming.
Ensure your water bills aren’t sky high this season by doing a quick check of your garden hose for any holes or leaks. Don’t rush to throw away your hose if you do find a leak; small holes can easily be repaired with electrical or hose repair tape. You likely also haven’t been running your sprinkler system, so check each spigot and ensure your timing system is working and accurate.
Excess moisture or poorly insulated windows and doors can lead to as much as a 30% hike in your energy bills. Check your doors and windows to see if any of your weather stripping is leaking, loose, or in need of repair.
General Home Improvement
While you’re likely staying safe at home, this is the perfect time to make sure your house is in good working order, so you can enjoy it all spring and summer long. It’s also a great time to get started on any DIY renovations or home improvement projects. Lowes, Home Depot, and other hardware stores offer online shopping, virtual customer service, and curb-side outdoor pick-up. If money is tight, check out a Home Equity Line of Credit from BMI Federal Credit Union. Get a HELOC from BMI FCU and earn a $200 cash bonus!* That’s $200 in your pocket just for putting your home’s equity to work. See details below.
*Enter promo code HE2020 when applying online or mention when applying in person. Applications must be received between March 1 and July 31, 2020 with loan disbursed by August 31, 2020. Cash bonus of $200 will be deposited into member’s account within 10 days after loan disbursement and all qualifications have been met. Requirements for cash bonus: minimum credit limit of $5,000, initial draw of at least $5,000, and automatic loan payment from a BMI FCU savings or checking account. Fees required to open line of credit will range from $250 to $750. This is a variable rate plan, Annual Percentage Rate (APR) may change quarterly. Maximum APR is 18.00%. Minimum APR is 3.00%. Rate as of January 31, 2020. Must carry insurance on the property. Owner occupied properties in Ohio only. Consult your tax advisor regarding the deductibility of interest and charges. Cash bonus may be considered income and reported on 1099 MISC or 1099 INT. Existing BMI FCU loans are not eligible for this offer. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Membership eligibility and account requirements apply. BMI FCU is open to everyone who lives, works, worships or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware or Morrow County. Federally Insured by NCUA. Equal Housing Lender. BMI FCU may amend, suspend, or discontinue this offer at any time without notice. Offer ends July 31, 2020.