What's So Great About BMI Federal Credit Union?

It's Our Member Service!  


BMI Federal Credit Union is proud to support our local schools throughout central Ohio. Our mission is to improve the financial lives of our members and the community we serve, and that means you! Check out our 3 great reasons to join today!

More Ways to Save

Earn a $200 Cash Bonus with a New Checking Account
Earn a $200 cash bonus* when you open a new Free Checking Account with BMI Federal Credit Union.
Transfer Your Credit Card Balance and Save 
Transfer your credit card balance to a new BMI FCU Visa® Platinum
Credit Card
, and get 0% Introductory APR** on your balance transfer for 6 months.

Earn a $250 Cash Bonus When You Refinance
Refinance your auto loan with BMI Federal Credit Union and earn a $250 cash bonus***.


Become a Member and Enjoy Superior Products and Services 


Open an Account

Online and Mobile Banking Visa Card Alerts
Bill Pay Remote Deposit Capture
Financial Education Shared Branching
My Finance Tool Online Banking Alerts
Certified Financial Coaching Digital Payment Services
Free Financial Workshops  


Loan Products

Wherever you need financing, we offer competitive rates and terms for Auto, Mortgage, Home Equity, Student and Personal Loans.

Checking and Savings Accounts

Explore our options for checking and savings accounts. You can enjoy Free Checking or tiered Platinum Checking, Regular Share Savings or Savings Certificates. Check out our Youth Certificate and Youth Accounts made to help our young bankers get started.   

Visa Gift Cards

Get aVisa Gift Card that works like cash, and is accepted anywhere Visa is. Stop by any branch to pick up a Card, perfect for allowance, school lunches, emergencies, or simply the perfect gift.

School Resource Center

Our school resource center includes featured articles all about school! From kindergarden to graduate school, check out our helpful tips!

Teaching Your Children to Save What You Need to Know About FAFSA
5 Books to Teach Your Children the Value of Money Build Credit In College
Your Teen's Job Choosing a Major
Back to School Shopping Budget Paying for College
College Student Survival Guide Private vs Federal Student Loans
5 Biggest Student Loan Myths  

*To earn $200 cash bonus, mention promo CHECK19 when opening account in person or add to the comment section when applying online. The following requirements must be met in the first 90 days after the account is opened: Open and deposit $20.00 into a new checking account with VISA debit card and make a minimum of 30 debit card transactions of at least $5 each. Member must sign up for electronic statements and have monthly direct deposits totaling $500 or more. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. A regular share savings account must be opened and a $5.00 deposit is required. Annual Percentage Yield as of November 30, 2018 is 0.05%. For the Regular Share Savings account, there is a Silver or higher relationship tier required to avoid a relationship fee. Cash bonus will be deposited into the member's account within 10 business days after all qualifications have been met. Cash bonus may be considered income and reported on 1099-MISC or 1099-INT. Offer not valid on Starting Over Checking, Platinum Checking, or Business accounts. Offer not available to existing members, those with fiduciary accounts, those who have closed an account within 6 months, or have a negative balance. Cannot be combined with other checking offers. Other membership exclusions may apply. Rates and terms are subject to change. Membership eligibility requirements apply. Checking account must remain open for a minimum of 6 months or the bonus will be debited from the account at closing. Offer ends December 31, 2019.
**APR = Annual Percentage Rate. See disclosure for details. 
***Mention promo code REFI2019 when applying in person or add to the comment section when applying online. Cash bonus of $250 will be given for the refinance of each auto loan from another financial institution. Cash bonus will be deposited into the member's account within 10 business days after the loan is funded. Minimum loan amount of $5,000, automatic loan payment setup, and eStatements are required for cash bonus. Cash Bonus may be considered income and reported on 1099-MISC or 1099-INT. Existing BMI FCU loans are not eligible for this offer. Membership eligibility requirements apply. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Offer ends December 31, 2019.