Summer Social Distancingtwo people sitting on a bench far apart

Save Money While Enjoying a Socially Distant Summer


Summer isn’t quite the same this year....

Vacations, summer camp, play dates, and sports activities may be on hold; social scenes are a bit limited; and you might still be working from home. But at BMI Federal Credit Union, staying positive is the name of the game! That’s why we’ve made a list of money saving ways to still enjoy your socially distant summer.  

Outdoor Crafts

Your vacation plans may be postponed, but you can still teach your kids – or yourself – some outdoor crafts. Go camping in the backyard, learn some fun survival skills, or do some star mapping. If your home could use some work, start gardening, setting up your patio, or see where home repairs are needed. To maximize your home improvement projects, get a Home Equity Line of Credit from BMI Federal Credit Union and earn a $200 cash bonus.* Learn more about a HELOC.  

Indoor Crafts

You might have exhausted all your indoor ideas by now, but you can still pick up a hobby or two that keeps you occupied and learning. This may also be a good time to start your summer reading list. For more ideas to improve your home, try rearranging your furniture and décor for a fresh new look without spending any money. If you’re trying to teach the kids about finances, check out our Online Learning Program. You’ll find fun, interactive modules for easy learning for all ages.

Helping Your Community

As Ohio begins to safely reopen, folks are anxious to help their community get back on its feet – not to mention leave the house! Help your favorite spots by calling or checking online to learn what they are asking of their patrons. For example: some fitness centers offer signups for times to visit or equipment to use. For your favorite restaurants, knowing the capacity and new hours can help their business continue serving everyone safely. Some businesses – including retail - offer curb-side pickup, so you can still support them from a safe distance. If you feel a little more secure with your finances, local food banks could use your help.

Safe Travels

If you need to travel out of town or out of state, take a quick look at some of the guidelines they may have in place at your destination. If you have an extra face covering, it’s a good idea to keep in in your car in case you forget one.

More Money Savings Tips

If you are still looking for ways to save this summer, you can refinance your mortgage or your auto loan. Refinance your auto loan with BMI Federal Credit Union and earn a $200 cash bonus.** For more help with financial relief, you can schedule to speak to Certified Financial Coach for free by signing up on our website.


* Enter promo code HE2020 when applying online or mention when applying in person. Applications must be received between March 1 and July 31, 2020 with loan disbursed by August 31, 2020. Cash bonus of $200 will be deposited into member’s account within 10 days after loan disbursement and all qualifications have been met. Requirements for cash bonus: minimum credit limit of $5,000, initial draw of at least $5,000, and automatic loan payment from a BMI FCU savings or checking account. Fees required to open line of credit will range from $250 to $750. This is a variable rate plan, Annual Percentage Rate (APR) may change quarterly. Maximum APR is 18.00%. Minimum APR is 3.00%. Rate as of January 31, 2020. Must carry insurance on the property. Owner occupied properties in Ohio only. Consult your tax advisor regarding the deductibility of interest and charges. Cash bonus may be considered income and reported on 1099 MISC or 1099 INT. Existing BMI FCU loans are not eligible for this offer. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Membership eligibility and account requirements apply. BMI FCU is open to everyone who lives, works, worships or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware or Morrow County. Federally Insured by NCUA. Equal Housing Lender. BMI FCU may amend, suspend, or discontinue this offer at any time without notice. Offer ends July 31, 2020.

**Enter promo code REFI2020 when applying online or mention when applying in person. Cash bonus of $200 will be given for the refinance of each titled vehicle loan from another financial institution. Cash bonus will be deposited into the member's account within 10 business days after the loan is funded and all qualifications have been met. Minimum loan amount of $5,000, automatic loan payment setup, and electronic statements are required. Cash Bonus may be considered income and reported on 1099-MISC or 1099-INT. Existing BMI FCU loans are not eligible for this offer. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Membership eligibility and account requirements apply. BMI FCU is open to everyone who lives, works, worships or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware or Morrow County. Federally Insured by NCUA. BMI FCU may amend, suspend, or discontinue this offer at any time without notice. Offer ends December 31, 2020.