Welcome To Your Credit Union

Promotional Offers  Earn a $450 Cash Bonus promotions 1 promotions  when you add a Free Checking at account opening Earn a $200 Cash Bonus+ with a HELOC from BMI FCU Refer a Friend - $250 Cash Bonus* For You, $450 Cash Bonus** For Your Friend  /partner-promotions.html#1 Save big this tax season with discounts from TurboTax and H&R Block BMI FCU Nancy Sullivan Graf Scholarship applications are open for 2025    Loan Products Rates as low as 9.90% Annual Percentage Rate on our Visa Platinum Credit Card Get on the road with an auto loan and enjoy competitively low rates Find your ideal mortgage solution to fit your unique needs, from first-time purchases to refinancing your existing home Maximize your home's potential with a home equity loan  Embrace financial flexibility with a personal loan and elevate your financial potentials

Health Savings Account As your HSA Provider, we make it easy to open your Health Savings Account (HSA) to help you safe money while managing your healthcare payment. Open your account today!  Explore eligibility, contributions, distributions and more. Visit www.irs.gov, for the full publication of guidelines and benefits.     Health Savings Account Investments  Investing your HSA dollars is different from traditional retirement investments, in that you can transfer money from your investments account back to your base HSA account at any time to pay health care needs for you and your dependents. Maximize your tax savings Earn more on your unused dollars Save for health care in retirement Take Control of your money and your investment activity Easy access to your money when you need it most  Watch this video to learn more about HSA investments. Open your account at myHSAinvestment. Use your 13 digit MICR account number when opening your HSA Investment account. This number can be found in Online Banking. Navigate to accounts, select an account, and click "Show Details". Health Savings Accounts (HSA) FAQ

Free Workshops BMI FCU offers free workshops to Custom Air Conditioning and Heating Co. employees. There are no classes scheduled at this time. Also, explore our free community workshops!

Financial Education Resources   Our Online Learning Center can help you learn how to make good financial decisions. Get started today! Learning Modules Articles Videos Our Financial Coaches are Certified Credit Union Financial Counselors (CCUFC) accredited through Credit Union National Association (CUNA). They can guide you from starting a budget, to working toward a savings goal, or financing your dream home. Schedule a coaching session today!  Schedule a Coaching Session

BMI FCU is not responsible and does not assume any responsibility for determining the eligibility to make contributions to an HSA, nor is the Credit Union responsible for determining the yearly HSA contribution limits. The information provided does not, and is not intended to, constitute legal or tax advice. Rather, all information, content, and materials is intended for general informational purposes only. Please work with your tax adviser or legal professional to obtain advice regarding your situation.

¹Enter promo code BDCHECK25 when applying online or mention when applying in person. Cash bonus of $450 will be deposited in the member's savings account within 10 business days after all qualifications have been met. The following requirements must be met in the first 90 days after the account is opened: 1) Must be an employee of a preferred partner of BMI FCU. 2) Open and deposit $20.00 into a new checking account. 3) Make a minimum of 30 Visa debit card transactions of at least $5 each in the first 90 days. 4) Sign up for electronic statements. Cash bonus may be considered income and reported on 1099-MISC or 1099-INT. Offer not valid on Business accounts. This offer is not available to existing members, those with fiduciary accounts, those who have closed an account within 60 months, or have a negative balance. Checking account must remain open for a minimum of 12 months or the bonus will be debited from the account at closing. Offer cannot be combined with other checking offers or add-on bonus offers. Membership eligibility and account requirements apply. BMI FCU is open to everyone who lives, works, worships, or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware, or Morrow County. Federally Insured by NCUA. BMI FCU may amend, suspend, or discontinue this offer at any time without notice. Offer ends March 31, 2025.

+Enter promo code HELOC25 when applying online or mention when applying in person. Applications must be received between February 1 and April 30, 2025, with loan disbursed by May 31, 2025. Cash bonus of $200 will be deposited into member's savings account within 10 business days after all qualifications have been met. Requirements for cash bonus: minimum credit limit of $5,000, minimum balance of $5,000 or greater within 90 days of loan disbursement, and automatic loan payment from a BMI FCU savings or checking account. Fees required to open line of credit will range from $250 to $750. This is a variable rate plan, Annual Percentage Rate (APR) may change quarterly based on the most recent Prime Rate published in the Wall Street Journal. The maximum annual percentage rate that can apply is 18.0% or the maximum permitted by law, whichever is less. However, under no circumstances will your annual percentage rate go below 3.0% at any time during the term of the plan. Rates effective as of January 2, 2025. Must carry insurance on the property. Owner occupied properties in Ohio only. Consult your tax advisor regarding the deductibility of interest and charges. Cash bonus may be considered income and reported on 1099 MISC or 1099 INT. Existing BMI FCU loans are not eligible for this offer. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Membership eligibility and account requirements apply. BMI FCU is open to everyone who lives, works, worships, or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware, or Morrow County. Federally Insured by NCUA. Equal Housing Lender. NMLS ID 410831. BMI FCU may amend, suspend, or discontinue this offer at any time without notice. Offer ends April 30, 2025.

Refer A Friend Program for Preferred Partners - *Existing Member: Must be an employee of a preferred partner of BMI FCU. New member must mention name of referring member when account is opened. Cash bonus of $250 will be deposited to referring member's savings account within 10 business days after the New Member Offer is qualified. Cash bonus may be considered income and reported on 1099-MISC or 1099-INT.  **New Member: Enter promo code BDREFER25 and existing member's name when applying online or present this card when opening account in person. Cash bonus of $450 will be deposited in the new member's savings account within 10 business days after all qualifications have been met. The following requirements must be met in the first 90 days after the account is opened: 1) Open and deposit $20.00 into a new checking account. 2) Make a minimum of 30 Visa debit card transactions of at least $5 each in the first 90 days. 3) Sign up for electronic statements. Cash bonus may be considered income and reported on 1099-MISC or 1099-INT. Offer not valid on Business accounts. This offer is not available to those with fiduciary accounts, those who have closed an account within 60 months, or have a negative balance. Checking account must remain open for a minimum of 12 months or the bonus will be debited from the account at closing. Offer cannot be combined with other checking or add-on bonus offers. Membership eligibility and account requirements apply. BMI FCU is open to everyone who lives, works, worships, or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware, or Morrow County. Federally Insured by NCUA. BMI FCU may amend, suspend, or discontinue this offer at any time without notice. Offer ends March 31, 2025. Refer A Friend Program for Preferred Partners - Existing Member: Must be an employee of a preferred partner of BMI FCU. New member must mention name of referring member when account is opened. Cash bonus of $250 will be deposited to referring member's savings account within 10 business days after the New Member Offer is qualified. Cash bonus may be considered income and reported on 1099-MISC or 1099-INT.  New Member: Enter promo code BDREFER25 and existing member's name when applying online or present this card when opening account in person. Cash bonus of $450 will be deposited in the new member's savings account within 10 business days after all qualifications have been met. The following requirements must be met in the first 90 days after the account is opened: 1) Open and deposit $20.00 into a new checking account. 2) Make a minimum of 30 Visa debit card transactions of at least $5 each in the first 90 days. 3) Sign up for electronic statements. Cash bonus may be considered income and reported on 1099-MISC or 1099-INT. Offer not valid on Business accounts. This offer is not available to those with fiduciary accounts, those who have closed an account within 60 months, or have a negative balance. Checking account must remain open for a minimum of 12 months or the bonus will be debited from the account at closing. Offer cannot be combined with other checking or add-on bonus offers. Membership eligibility and account requirements apply. BMI FCU is open to everyone who lives, works, worships, or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware, or Morrow County. Federally Insured by NCUA. BMI FCU may amend, suspend, or discontinue this offer at any time without notice. Offer ends March 31, 2025.