smiling couple just married in back seat of car

Personal Loans & Lines of Credit Tailored to You | BMI Federal Credit Union

Crafting Your Financial Success with Our Personal Loans

From consolidating debt, making home improvements, or financing significant life events, our personal loans provide support exactly when you need it.

We offer personal loans and lines of credit with competitively low rates. 

Choose BMI FCU for your Personal Loan 

  • No Application Fees: Start your journey with us free from the worry of hidden charges.
  • Easily Apply: Apply and check the status of your application online from wherever you want.
  • Broad Usage: Our personal loans are ready to support your financial needs, whether that's debt consolidation, home improvements, or a significant purchase.
  • Personalized Lending: Evaluating factors beyond just credit scores, we look to offer you terms that truly suit your financial situation.

Personal Loan Features Tailored to Your Needs

  • Debt Consolidation: Bring all your debts under one roof for simpler management.
  • Home Improvement Loans: Give your home the refresh it deserves.
  • Signature Loans: Major purchases are a breeze with flexible financing options.

Loyalty Rewards Program

Reduce your rate even more with our Loyalty Rewards program. 

Personal Loans

Secure & Convenient Personal Loans | BMI Federal Credit Union

Product Rate APR1 as low asPrint Personal Loan
Personal Loan 8.990% 8.990%
Personal Loan rates effective 12:00 am on Wednesday, April 24, 2024
1 APR = Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval.

Personal Lines of Credit (LOC)

Secure & Convenient Personal Loans | BMI Federal Credit Union

Product Rate APR1 as low asPrint Personal Line of Credit
Personal Line of Credit2 9.500% 9.500%
Personal Line of Credit rates effective 2:00 pm on Thursday, January 2, 2025
1 APR = Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval.
2 This is a variable rate plan, APR may change quarterly based on the most recent Prime Rate published in the Wall Street Journal.

Personal Loans FAQ

All loans subject to approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualification, and collateral conditions. All cash bonuses may be considered income and reported on 1099-MISC or 1099-INT. Federally insured by NCUA. 

#1 Best Credit Union, 7 Years in a Row!