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Free Checking

A Free Checking Account That's Actually Free 

Free Checking


No monthly account fees and no minimum balance requirements with our Free Checking. Access your account with ease from either Online or Mobile banking.

Go paperless and get your BMI Federal Credit Union statements electronically in Online Banking.

Right now, new members can earn a $200 cash bonus* for opening a new free checking account at BMI Federal Credit Union! Mention the code NEWCHK22, or enter it when opening an account online.

Open an Account

Great Benefits

Loyalty Rewards

Loyalty Rewards are tiered rewards based on a combined loan and deposit balance, and can earn reduced loan rate, increased dividends, and other benefits for services.

Need Help? 

  • Contact a Member Service Representative at 614.707.4000
  • Visit any of our five branches in Dublin, Columbus or Westerville

+Card Alerts are provided at no additional cost from BMI FCU. Message and Data rates may apply. MyCardRules is a registered trademark of Jack Henry & Associates, Inc.®  

*Enter promo code NEWCHK22 when applying online or mention when applying in person. Cash bonus of $200 will be deposited in the member’s savings account within 10 business days after all qualifications have been met. The following requirements must be met in the first 90 days after the account is opened: 1) Open and deposit $20.00 into a new free checking account. 2) Make a minimum of 30 Visa debit card transactions of at least $5 each in the first 90 days. 3) Sign up for electronic statements. Cash bonus may be considered income and reported on 1099-MISC or 1099-INT. Offer not valid on Starting Over Checking, Platinum checking, or Business accounts. This offer is not available to existing members, those with fiduciary accounts, those who have closed an account within 36 months, or have a negative balance. Checking account must remain open for a minimum of 6 months or the bonus will be debited from the account at closing. Offer cannot be combined with other checking offers. Membership eligibility and account requirements apply. BMI FCU is open to everyone who lives, works, worships or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware or Morrow County. Federally Insured by NCUA. BMI FCU may amend, suspend, or discontinue this offer at any time without notice. Offer ends December 31, 2022.