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Personal Savings Accounts

Designed With You In Mind


Part of our mission at BMI Federal Credit Union is to provide the best fundamental banking products like personal savings accounts to help you to keep your money safe and to meet your financial needs.  

Primary and Secondary Share Savings 

The regular share savings account is your primary account and only requires $5.00 to open. Secondary Share Savings accounts are subshare accounts that make it easy to save for specific goals. Add subshare accounts for things like vacations, holidays, or a new car.

Other Personal Savings Accounts

Certificates and IRAs


Open an Account

Personal Savings Accounts | Ohio Savings Account | BMI FCU

Product Minimum Maximum Rate APY1Print Savings and Money Markets
Regular Share Savings $5.00 N/A 0.05% 0.05%
BMI Change Jar: Tier 1 $0.00 $2,500.00 1.99% 2.00%
BMI Change Jar: Tier 2 $2,500.01 N/A 0.05% 0.05%
Holiday Club $0.00 N/A 0.25% 0.25%
Plus Money Market: Tier 1 $2,500.00 $9,999.99 0.70% 0.70%
Plus Money Market: Tier 2 $10,000.00 $24,999.99 0.75% 0.75%
Plus Money Market: Tier 3 $25,000.00 N/A 0.80% 0.80%
Platinum Plus Money Market $50,000.00 N/A 1.00% 1.00%
Savings and Money Market rates effective 1:30 pm on Monday, September 19, 2022
1 APY = Annual Percentage Yield. Rates are subject to change without notice. Fees such as a penalty for early withdrawal may reduce earnings.


Loyalty Rewards

Loyalty Rewards are tiered rewards based on a combined loan and deposit balance, and can earn reduced loan rate, increased dividends, and other benefits for services.

Need Help? 

  • Contact a Member Service Representative at 614.707.4000
  • Visit any of our five branches in Dublin, Columbus or Westerville