'Tis the Season for a Holiday LoanSanta claus, christmas tree, snowman, and santa claus animated figures holding hands

From BMI Federal Credit Union


Need a Little Extra Help This Holiday Season?

BMI Federal Credit Union is here for you this holiday season! Get a Holiday Loan and choose the loan amount that's right for you. Enjoy low fixed rates and no application fees.  

$1,000 for 12 months, 6.99% APR*

$3,000 for 24 months, 7.99% APR*


$5,000 for 36 months, 8.99% APR*

Complete Your Application Online


See How We Can Put a Little Extra Jingle in Your Pocket 

Compare the National Average Credit Card Rates to our Holiday Loans to see how much you'll save! 

  Holiday Loan  Average Credit Card 
Amount  $1,000 $1,000 
APR  6.99%+ 16.13%+
Terms  12 months  12 months 
Monthly Payment $87.01  $91.00 
Interest Paid  $44.12  $90.00
Total Cost of Loan  $1,044.12  $1,090.00 
  Holiday Loan  Average Credit Card
Amount  $3,000 $3,000
APR 7.99%+ 16.13%+
Terms  24 months  24 months 
Monthly Payment $136.55 $148.00
Interest Paid $277.20 $527.00
Total Cost of Loan  $3,277.20 $3,527.00
  Holiday Loan  Average Credit Card 
Amount $5,000 $5,000
APR 8.99%+ 16.13%+
Terms 36 months  36 months
Monthly Payment $160.13 $177.00
Interest Paid  $764.68 $1,331.00
Total Cost of Loan  $5,764.68 $6,331.00

Need Help Getting Started? 

To learn why we love the Holiday Loan and all the great ways to use it, read our blog: Why We Love the Holiday Loan. If you need help with the personal loan that's right for you, call us at 614.707.4000 and speak to a Member Service Representative. 

 *APR = Annual Percentage Rate. Rates as of November 1, 2021. A $1,000 loan will be 12 monthly payments of $87.01. A $3,000 loan will be 24 monthly payments of $136.55. A $5,000 loan will be 36 monthly payments of $160.13. Only one Holiday Loan per member. Members with existing Holiday Loans are eligible and will need to combine their existing Holiday Loan into the new loan. No Payment for 60 days. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, and qualifications. All loans subject to approval. Membership eligibility requirements apply. BMI FCU may amend, suspend, or discontinue this offer at any time without notice. Offer ends January 31, 2022.