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Promotional Offers  Earn a $450 Cash Bonus promotions 1 promotions  when you add a Free Checking at account opening Earn a $200 Cash Bonus+ with a HELOC from BMI FCU Refer a Friend - $250 Cash Bonus* For You, $450 Cash Bonus** For Your Friend  /partner-promotions.html#1 Save big this tax season with discounts from TurboTax and H&R Block BMI FCU Nancy Sullivan Graf Scholarship applications are open for 2025

Loan Products Rates as low as 9.90% Annual Percentage Rate on our Visa Platinum Credit Card Get on the road with an auto loan and enjoy competitively low rates Find your ideal mortgage solution to fit your unique needs, from first-time purchases to refinancing your existing home Maximize your home's potential with a home equity loan  Embrace financial flexibility with a personal loan and elevate your financial potentials

Free Workshops  BMI FCU offers free workshops to FST Logistics employees. Workshops Date/Time Location Address Money Beliefs Wednesday, February 12 at 2:00pm Remote Webinar Beliefs about money influence our financial decisions. Discover your own mindset, as well as the challenges and strengths that come with it. Please note, this workshop is a remote webinar through Zoom. Zoom login details will be sent to your email upon registration. Duration: 1 hour Emergency Fund Wednesday, March 12 at 2:00pm Remote Webinar An emergency fund can help soften the impact of an unexpected expense. Learn how to get started and ways to determine your savings goal. Please note, this workshop is a remote webinar through Zoom. Zoom login details will be sent to your email upon registration. Duration: 1 hour Compound Interest Wednesday, April 16 at 2:00pm Remote Webinar Understand compound interest, the power it brings to build your savings, and the impact it has when borrowing. Please note, this workshop is a remote webinar through Zoom. Zoom login details will be sent to your email upon registration. Duration: 1 hour Budgeting Strategies Wednesday, May 14 at 2:00pm Remote Webinar Learn different strategies to build a monthly plan that will help you reach your financial goals. Please note, this workshop is a remote webinar through Zoom. Zoom login details will be sent to your email upon registration. Duration: 1 hour Paying for School Wednesday, June 11 at 2:00pm Remote Webinar Whether you are a student or parent, learn the basics of student loans and how you can reduce the total cost of tuition. Please note, this workshop is a remote webinar through Zoom. Zoom login details will be sent to your email upon registration. Duration: 1 hour Home Buying Wednesday, July 16 at 2:00pm Remote Webinar Learn how to prepare for purchasing a home and understand the responsibilities that come with home ownership. A member of the BMI FCU Mortgage Team will explain the process, from the dream to closing. Please note, this workshop is a remote webinar through Zoom. Zoom login details will be sent to your email upon registration. Duration: 1 hour Becoming a Saver Wednesday, August 13 at 2:00pm Remote Webinar Developing good saving habits now can benefit your long-term financial health. Discover your motivation to save and acquire the tools to reach your goals. Please note, this workshop is a remote webinar through Zoom. Zoom login details will be sent to your email upon registration. Duration: 1 hour Financial Wellness Toolkit Wednesday, September 24 at 2:00pm Remote Webinar This toolkit is a collection of personal finance resources. It is divided into six parts that can be used together or individually as your guide to financial wellness. Please note, this workshop is a remote webinar through Zoom. Zoom login details will be sent to your email upon registration. Duration: 1 hour Sensible Holiday Spending Wednesday, October 15 at 2:00pm Remote Webinar Get ahead of spending by creating a budget specific to the holiday season. Determine what's important to you, find ways to stay on track, and learn how to avoid common setbacks. Please note, this workshop is a remote webinar through Zoom. Zoom login details will be sent to your email upon registration. Duration: 1 hour  Sign-up Form Your name* E-mail* Phone* Attending* In Person Virtually * Required Also, explore our free community workshops!

Financial Education Resources   Our Online Learning Center can help you learn how to make good financial decisions. Get started today! Learning Modules Articles Videos  Our Financial Coaches are Certified Credit Union Financial Counselors (CCUFC) accredited through Credit Union National Association (CUNA). They can guide you from starting a budget, to working toward a savings goal, or financing your dream home. Schedule a coaching session today!  Schedule a Coaching Session

¹Enter promo code BDCHECK25 when applying online or mention when applying in person. Cash bonus of $450 will be deposited in the member's savings account within 10 business days after all qualifications have been met. The following requirements must be met in the first 90 days after the account is opened: 1) Must be an employee of a preferred partner of BMI FCU. 2) Open and deposit $20.00 into a new checking account. 3) Make a minimum of 30 Visa debit card transactions of at least $5 each in the first 90 days. 4) Sign up for electronic statements. Cash bonus may be considered income and reported on 1099-MISC or 1099-INT. Offer not valid on Business accounts. This offer is not available to existing members, those with fiduciary accounts, those who have closed an account within 60 months, or have a negative balance. Checking account must remain open for a minimum of 12 months or the bonus will be debited from the account at closing. Offer cannot be combined with other checking offers or add-on bonus offers. Membership eligibility and account requirements apply. BMI FCU is open to everyone who lives, works, worships, or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware, or Morrow County. Federally Insured by NCUA. BMI FCU may amend, suspend, or discontinue this offer at any time without notice. Offer ends March 31, 2025.

+Enter promo code HELOC25 when applying online or mention when applying in person. Applications must be received between February 1 and April 30, 2025, with loan disbursed by May 31, 2025. Cash bonus of $200 will be deposited into member's savings account within 10 business days after all qualifications have been met. Requirements for cash bonus: minimum credit limit of $5,000, minimum balance of $5,000 or greater within 90 days of loan disbursement, and automatic loan payment from a BMI FCU savings or checking account. Fees required to open line of credit will range from $250 to $750. This is a variable rate plan, Annual Percentage Rate (APR) may change quarterly based on the most recent Prime Rate published in the Wall Street Journal. The maximum annual percentage rate that can apply is 18.0% or the maximum permitted by law, whichever is less. However, under no circumstances will your annual percentage rate go below 3.0% at any time during the term of the plan. Rates effective as of January 2, 2025. Must carry insurance on the property. Owner occupied properties in Ohio only. Consult your tax advisor regarding the deductibility of interest and charges. Cash bonus may be considered income and reported on 1099 MISC or 1099 INT. Existing BMI FCU loans are not eligible for this offer. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Membership eligibility and account requirements apply. BMI FCU is open to everyone who lives, works, worships, or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware, or Morrow County. Federally Insured by NCUA. Equal Housing Lender. NMLS ID 410831. BMI FCU may amend, suspend, or discontinue this offer at any time without notice. Offer ends April 30, 2025.

Refer A Friend Program for Preferred Partners - *Existing Member: Must be an employee of a preferred partner of BMI FCU. New member must mention name of referring member when account is opened. Cash bonus of $250 will be deposited to referring member's savings account within 10 business days after the New Member Offer is qualified. Cash bonus may be considered income and reported on 1099-MISC or 1099-INT.  **New Member: Enter promo code BDREFER25 and existing member's name when applying online or present this card when opening account in person. Cash bonus of $450 will be deposited in the new member's savings account within 10 business days after all qualifications have been met. The following requirements must be met in the first 90 days after the account is opened: 1) Open and deposit $20.00 into a new checking account. 2) Make a minimum of 30 Visa debit card transactions of at least $5 each in the first 90 days. 3) Sign up for electronic statements. Cash bonus may be considered income and reported on 1099-MISC or 1099-INT. Offer not valid on Business accounts. This offer is not available to those with fiduciary accounts, those who have closed an account within 60 months, or have a negative balance. Checking account must remain open for a minimum of 12 months or the bonus will be debited from the account at closing. Offer cannot be combined with other checking or add-on bonus offers. Membership eligibility and account requirements apply. BMI FCU is open to everyone who lives, works, worships, or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware, or Morrow County. Federally Insured by NCUA. BMI FCU may amend, suspend, or discontinue this offer at any time without notice. Offer ends March 31, 2025. Refer A Friend Program for Preferred Partners - Existing Member: Must be an employee of a preferred partner of BMI FCU. New member must mention name of referring member when account is opened. Cash bonus of $250 will be deposited to referring member's savings account within 10 business days after the New Member Offer is qualified. Cash bonus may be considered income and reported on 1099-MISC or 1099-INT.  New Member: Enter promo code BDREFER25 and existing member's name when applying online or present this card when opening account in person. Cash bonus of $450 will be deposited in the new member's savings account within 10 business days after all qualifications have been met. The following requirements must be met in the first 90 days after the account is opened: 1) Open and deposit $20.00 into a new checking account. 2) Make a minimum of 30 Visa debit card transactions of at least $5 each in the first 90 days. 3) Sign up for electronic statements. Cash bonus may be considered income and reported on 1099-MISC or 1099-INT. Offer not valid on Business accounts. This offer is not available to those with fiduciary accounts, those who have closed an account within 60 months, or have a negative balance. Checking account must remain open for a minimum of 12 months or the bonus will be debited from the account at closing. Offer cannot be combined with other checking or add-on bonus offers. Membership eligibility and account requirements apply. BMI FCU is open to everyone who lives, works, worships, or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware, or Morrow County. Federally Insured by NCUA. BMI FCU may amend, suspend, or discontinue this offer at any time without notice. Offer ends March 31, 2025.