1Enter promo code HELOC26 when applying online or mention when applying in person. Applications must be received between March 1 and May 31, 2026, with loan disbursed by June 30, 2026. Cash bonus of $200 will be deposited into member's savings account within 10 business days after all qualifications have been met. Requirements for cash bonus: minimum credit limit of $5,000, minimum balance of $5,000 or greater within 90 days of loan disbursement, and automatic loan payment from a BMI FCU savings or checking account. Fees required to open line of credit will range from $250 to $750. This is a variable rate plan, Annual Percentage Rate (APR) may change quarterly based on the most recent Prime Rate published in the Wall Street Journal. The maximum annual percentage rate that can apply is 18.0% or the maximum permitted by law, whichever is less. However, under no circumstances will your annual percentage rate go below 3.0% at any time during the term of the plan. Rates effective as of December 11, 2025. Must carry insurance on the property. Owner occupied properties in Ohio only. Consult your tax advisor regarding the deductibility of interest and charges. Cash bonus may be considered income and reported on 1099 MISC or 1099 INT. Existing BMI FCU loans are not eligible for this offer. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Membership eligibility and account requirements apply. BMI FCU may amend, suspend, or discontinue this offer at any time without notice. Offer ends May 31, 2026.
2Enter promo code BDCHECK26 when applying online or mention when applying in person. Cash bonus of $300 will be deposited in the member's savings account within 10 business days after all qualifications have been met. The following requirements must be met in the first 90 days after the account is opened: 1) Must be an employee of a preferred partner of BMI FCU. 2) Open and deposit $20.00 into a new checking account. 3) Make a minimum of 30 Visa debit card transactions of at least $5 each in the first 90 days. 4) Sign up for electronic statements. Cash bonus may be considered income and reported on 1099-MISC or 1099-INT. Offer not valid on Business accounts. This offer is not available to existing members, those with fiduciary accounts, those who have closed an account within 60 months, or have a negative balance. Checking account must remain open for a minimum of 12 months or the bonus will be debited from the account at closing. Offer cannot be combined with other checking offers or add-on bonus offers. Membership eligibility and account requirements apply. BMI FCU is open to everyone who lives, works, worships, or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware, or Morrow County. Federally Insured by NCUA. BMI FCU may amend, suspend, or discontinue this offer at any time without notice. Offer ends June 30, 2026.
+Enter promo code YC26 when opening a savings account online or in person for a youth age 0-17, and deposit a minimum balance of $5. Existing BMI FCU members are not eligible. A parent or legal guardian is required on youth accounts. Rates as of 01/08/26 are as follows: Savings rate is 0.05% Annual Percentage Yield (APY), and Youth Certificate rate is 3.70% APY. Youth Certificate requires a minimum balance of $50 to earn interest. Rates are subject to change without notice. Fees such as a penalty for early withdrawal may reduce earnings. Cash bonus of $100 will be deposited into a youth certificate for the same new youth member within 10 business days after savings account opening. Youth Certificate must remain open for a minimum of 12 months or the bonus will be debited from the account at closing. Cash bonus may be considered income and reported on 1099-MISC or 1099-INT. Membership eligibility and account requirements apply. BMI FCU is open to everyone who lives, works, worships, or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware, or Morrow County. This credit union is federally insured by the National Credit Union Administration. Additional coverage up to $250,000 provided by Excess Share Insurance Corporation, a licensed insurance company. BMI FCU may amend, suspend, or discontinue this offer at any time without notice. Offer ends June 30, 2026.
Refer A Friend Program for Preferred Partners - *Existing Member: Must be an employee of a preferred partner of BMI FCU. New member must mention name of referring member when account is opened. Cash bonus of $150 will be deposited to referring member's savings account within 10 business days after the New Member Offer is qualified. Limit of five (5) referrals per member. Cash bonus may be considered income and reported on 1099-MISC or 1099-INT. **New Member: Enter promo code BDREFER26 and existing member's name when applying online or present this card when opening account in person. Cash bonus of $300 will be deposited in the new member's savings account within 10 business days after all qualifications have been met. The following requirements must be met in the first 90 days after the account is opened: 1) Open and deposit $20.00 into a new checking account. 2) Make a minimum of 30 Visa debit card transactions of at least $5 each in the first 90 days. 3) Sign up for electronic statements. Cash bonus may be considered income and reported on 1099-MISC or 1099-INT. Offer not valid on Business accounts. This offer is not available to those with fiduciary accounts, those who have closed an account within 60 months, or have a negative balance. Checking account must remain open for a minimum of 12 months or the bonus will be debited from the account at closing. Offer cannot be combined with other checking or add-on bonus offers. Membership eligibility and account requirements apply. BMI FCU is open to everyone who lives, works, worships, or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware, or Morrow County. Federally Insured by NCUA. BMI FCU may amend, suspend, or discontinue this offer at any time without notice. Offer ends June 30, 2026.