Welcome to BMI FCU

Promotional Offers  Earn a $450 Cash Bonus promotions 1 promotions  when you add a Free Checking at account opening Bring your auto loan from another financial institution to BMI FCU and earn a $400 Cash Bonus+ Refer a Friend - $250 Cash Bonus* For You, $450 Cash Bonus** For Your Friend  /partner-promotions.html#1 Check out our low-rate balance transfer on BMI FCU credit card offerings       Loan Products Explore BMI FCU Visa credit cards, where we have rates lower than the national average Get on the road with an auto loan and enjoy competitively low rates Find your ideal mortgage solution to fit your unique needs, from first-time purchases to refinancing your existing home Maximize your home's potential with a home equity loan  Embrace financial flexibility with a personal loan and elevate your financial potentials

Health Savings Account As your HSA Provider, we make it easy to open your Health Savings Account (HSA) to help you safe money while managing your healthcare payment. Open your account today!  Explore eligibility, contributions, distributions and more. Visit www.irs.gov, for the full publication of guidelines and benefits.     Health Savings Account Investments  Investing your HSA dollars is different from traditional retirement investments, in that you can transfer money from your investments account back to your base HSA account at any time to pay health care needs for you and your dependents. Maximize your tax savings Earn more on your unused dollars Save for health care in retirement Take Control of your money and your investment activity Easy access to your money when you need it most  Watch this video to learn more about HSA investments. Open your account at myHSAinvestment. Use your 13 digit MICR account number when opening your HSA Investment account. This number can be found in Online Banking. Navigate to accounts, select an account, and click "Show Details". Health Savings Accounts (HSA) FAQ

Free Workshops  Explore our free community workshops!

Financial Education Resources   We are excited to offer YOU access to our award-winning Financial Education Program, including Learning Modules Articles Videos Free one-on-one meetings with our Financial Coaches who can guide you from starting a budget, to working toward a savings goal, or financing your dream home. Our coaches are Certified Credit Union Financial Counselors (CCUFC) accredited through America's Credit Union (ACU). Schedule a Coaching Session

BMI FCU is not responsible and does not assume any responsibility for determining the eligibility to make contributions to an HSA, nor is the Credit Union responsible for determining the yearly HSA contribution limits. The information provided does not, and is not intended to, constitute legal or tax advice. Rather, all information, content, and materials is intended for general informational purposes only. Please work with your tax adviser or legal professional to obtain advice regarding your situation.

¹Enter promo code BDCHECK25 when applying online or mention when applying in person. Cash bonus of $450 will be deposited in the member's savings account within 10 business days after all qualifications have been met. The following requirements must be met in the first 90 days after the account is opened: 1) Must be an employee of a preferred partner of BMI FCU. 2) Open and deposit $20.00 into a new checking account. 3) Make a minimum of 30 Visa debit card transactions of at least $5 each in the first 90 days. 4) Sign up for electronic statements. Cash bonus may be considered income and reported on 1099-MISC or 1099-INT. Offer not valid on Business accounts. This offer is not available to existing members, those with fiduciary accounts, those who have closed an account within 60 months, or have a negative balance. Checking account must remain open for a minimum of 12 months or the bonus will be debited from the account at closing. Offer cannot be combined with other checking offers or add-on bonus offers. Membership eligibility and account requirements apply. BMI FCU is open to everyone who lives, works, worships, or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware, or Morrow County. Federally Insured by NCUA. BMI FCU may amend, suspend, or discontinue this offer at any time without notice. Offer ends June 30, 2025.

⁺Enter promo code REFI25 when applying online or mention when applying in person. Cash bonus of $400 will be given for the refinance of each titled vehicle loan from another financial institution. Cash bonus will be deposited into member's account within 10 business days after the loan is funded and all qualifications have been met. Minimum loan amount of $7,500, automatic loan payment setup, and electronic statements are required. Cash bonus may be considered income and reported on 1099-MISC or 1099-INT. Existing BMI FCU loans are not eligible for this offer. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions. All loans subject to approval. Membership eligibility and account requirements apply. BMI FCU is open to everyone who lives, works, worships or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware, or Morrow County. Federally Insured by the NCUA. BMI FCU may amend, suspend, or discontinue this offer at any time without notice. Offer ends July 31, 2025.

Refer A Friend Program for Preferred Partners - *Existing Member: Must be an employee of a preferred partner of BMI FCU. New member must mention name of referring member when account is opened. Cash bonus of $250 will be deposited to referring member's savings account within 10 business days after the New Member Offer is qualified. Cash bonus may be considered income and reported on 1099-MISC or 1099-INT.  **New Member: Enter promo code BDREFER25 and existing member's name when applying online or present this card when opening account in person. Cash bonus of $450 will be deposited in the new member's savings account within 10 business days after all qualifications have been met. The following requirements must be met in the first 90 days after the account is opened: 1) Open and deposit $20.00 into a new checking account. 2) Make a minimum of 30 Visa debit card transactions of at least $5 each in the first 90 days. 3) Sign up for electronic statements. Cash bonus may be considered income and reported on 1099-MISC or 1099-INT. Offer not valid on Business accounts. This offer is not available to those with fiduciary accounts, those who have closed an account within 60 months, or have a negative balance. Checking account must remain open for a minimum of 12 months or the bonus will be debited from the account at closing. Offer cannot be combined with other checking or add-on bonus offers. Membership eligibility and account requirements apply. BMI FCU is open to everyone who lives, works, worships, or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware, or Morrow County. Federally Insured by NCUA. BMI FCU may amend, suspend, or discontinue this offer at any time without notice. Offer ends March 31, 2025. Refer A Friend Program for Preferred Partners - Existing Member: Must be an employee of a preferred partner of BMI FCU. New member must mention name of referring member when account is opened. Cash bonus of $250 will be deposited to referring member's savings account within 10 business days after the New Member Offer is qualified. Cash bonus may be considered income and reported on 1099-MISC or 1099-INT.  New Member: Enter promo code BDREFER25 and existing member's name when applying online or present this card when opening account in person. Cash bonus of $450 will be deposited in the new member's savings account within 10 business days after all qualifications have been met. The following requirements must be met in the first 90 days after the account is opened: 1) Open and deposit $20.00 into a new checking account. 2) Make a minimum of 30 Visa debit card transactions of at least $5 each in the first 90 days. 3) Sign up for electronic statements. Cash bonus may be considered income and reported on 1099-MISC or 1099-INT. Offer not valid on Business accounts. This offer is not available to those with fiduciary accounts, those who have closed an account within 60 months, or have a negative balance. Checking account must remain open for a minimum of 12 months or the bonus will be debited from the account at closing. Offer cannot be combined with other checking or add-on bonus offers. Membership eligibility and account requirements apply. BMI FCU is open to everyone who lives, works, worships, or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware, or Morrow County. Federally Insured by NCUA. BMI FCU may amend, suspend, or discontinue this offer at any time without notice. Offer ends June 30, 2025.