Scammer hacking into a computer

Don't Be Scammed 

Security Tips And Types of Scams

In 2021, the Sentinel Network documented over 2.9 million fraud reports. What are some
common types of fraud scams? Can you detect if a loved one is being targeted by a
scammer? What should you do if you are victim of a scam? Below are some helpful tips to
answer those questions.

Types of Scams

  • Imposter Scams: This occurs when a scammer pretends to be a trustworthy family
    member, authorized individual, or romantic interest; and gets their victim to send them
    money or release personal financial information. Visit Imposter Scams for more

    • Romance scammers create fake profiles on social media platforms and dating
      sites, sending their potential victims numerous direct messages to build their
      trust over time. The messages eventually lead to stories about needing funds
      urgently to get out of a stressful situation. Funds are typically requested via gift
      cards or money wires (forms of payments where money can be obtained
      quickly and are almost impossible to reverse).
    • Scammers can also impersonate government officials or authorized
      representatives. An IRS impostor may demand past due tax payments; or a
      bogus computer technician may offer to help remove a virus, but instead take
      over the person’s computer to gain access to their online banking. 

  • Investment Scams: This occurs when a scammer lures the investor with the promise
    of a guaranteed return, with little to no risk. Social media is used to push investment
    opportunities with data that appears to be legitimate, while the scammer remains
    anonymous. The investment can be via Cryptocurrency, stocks, or real estate seminar

  • Job Opportunity Scams: These scams can be found on job boards and social media
    platforms. Scammers will provide a fake check or an electronic deposit that overpays
    for job related expenses. The job seeker is instructed to send the extra funds back. By
    the time the fraud is discovered the money cannot be recovered. For more information
    about these types of scams please visit Job Scams. 

Avoiding Scams 

  • Do your own research
  • Block unwanted messages
  • Consider the risks before sending
  • Talk to someone you trust
  • Do not give your personal information
  • Do not provide your online banking
    credentials to anyone

Warning Signs For All Scams 

  • Sense of urgency
  • Avoidance of meeting in person
    “Once in a lifetime opportunity”
  • Unsolicited direct messages or emails
  • Requesting payments in a specific way
  • Requesting your online baking
    credentials to send you money

Reporting Scams 

If you suspect you are a victim of a scam, notify your financial institution immediately. For
more guidance on what steps to take visit What To Do if You Were Scammed. Scams
should be reported through the Federal Trade Commission website or by calling 1-877-