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Starting Over Checking Account | BMI Federal Credit Union

A New Beginning for Your Finances

Everyone deserves a second chance, especially when it comes to managing their finances. At BMI Federal Credit Union, we understand that life can throw unexpected challenges your way. That's why we offer the Starting Over Checking account - a supportive program designed to help you rebuild your financial health and get back on track.

How Starting Over Works:

  • Direct Deposit: To participate in the program, you'll set up a recurring direct deposit into your Starting Over Checking account. This ensures a steady, reliable influx of funds, helping you establish a consistent income flow and build financial stability.
  • Financial Education: As part of the program, you'll work with one of our Financial Coaches through our Financial Education Program. Our Financial Coaches are Certified Credit Union Financial Counselors (CCUFC) accredited through Credit Union National Association (CUNA).They will provide personalized guidance and support, helping you develop a budget, manage debt, and establish positive financial habits.
  • 12-Month Commitment: Maintain your Starting Over Checking account in good standing for 12 months, and you'll become eligible to transition to our Free Checking account, enjoying all its added benefits and features.

Earn a $300 Cash Bonus*

Right now, new members can earn a $300 cash bonus* for opening a new starting over checking account at BMI Federal Credit Union! Mention the code NEW24, or enter it when opening an account online.

Enjoy These Great Benefits

While you're working to re-establish your financial footing, you'll still enjoy many of the convenient features that come with all BMI FCU checking accounts, such as:

Get Started on Your Financial Fresh Start

If you're ready to take charge of your finances and build a brighter future, BMI Federal Credit Union is here to support you every step of the way. Open a Starting Over Checking account today and start your journey towards financial wellness.

Unlock More Benefits with Loyalty Rewards

Loyalty Rewards are tiered rewards based on a combined loan and deposit balance, and can earn reduced loan rates, increased dividends, and other benefits for services.

*Enter promo code NEW24 when applying online or mention when applying in person. Cash bonus of $300 will be deposited in the member’s savings account within 10 business days after all qualifications have been met. The following requirements must be met in the first 90 days after the account is opened: 1) Open and deposit $20.00 into a new free checking account. 2) Make a minimum of 30 Visa debit card transactions of at least $5 each in the first 90 days. 3) Sign up for electronic statements. Cash bonus may be considered income and reported on 1099-MISC or 1099-INT. Offer not valid on Business accounts. This offer is not available to existing members, those with fiduciary accounts, those who have closed an account within 60 months, or have a negative balance. Checking account must remain open for a minimum of 12 months or the bonus will be debited from the account at closing. Offer cannot be combined with other checking offers. Membership eligibility and account requirements apply. BMI FCU is open to everyone who lives, works, worships, or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware, or Morrow County. Federally Insured by NCUA. BMI FCU may amend, suspend, or discontinue this offer at any time without notice. Offer ends December 31, 2024.

+Card Alerts are provided at no additional cost from BMI FCU. Message and Data rates may apply. MyCardRules is a mobile application developed and maintained by Jack Henry and Associates for financial institutions that use JHA Card Processing Solutions™ for card processing.

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