Rates as Low as 6.540% APR1

Refinance Your Auto Loan and Earn a $400 Cash Bonus*

Man smiling out of a car window
It's The Best Time To Refinance 

Refinance any auto with BMI Federal Credit Union and earn a $400 cash bonus*! Get competitive low rates, no application fees, and superior Member Service.

Apply Online Today!


Competitive Low Rates

Auto Refinance

Product Rate APR1 as low asPrint Auto Loans
24 Month Auto2 6.540% 6.540%
36 Month Auto3 6.640% 6.640%
48 Month Auto4 6.740% 6.740%
60 Month Auto5 6.840% 6.840%
72 Month Auto6 6.940% 6.940%
84 Month Auto7 7.540% 7.540%
Auto Loan rates effective 12:00 am on Friday, October 20, 2023
1 APR = Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval.
2 $20,000 vehicle loan with no down payment will have payments of $896.09 for 24 months.
3 $20,000 vehicle loan with no down payment will have payments of $617.63 for 36 months.
4 $20,000 vehicle loan with no down payment will have payments of $479.17 for 48 months.
5 $20,000 vehicle loan with no down payment will have payments of $396.76 for 60 months.
6 $20,000 vehicle loan with no down payment will have payments of $342.38 for 72 months.
7 $30,000 vehicle loan with no down payment will have payments of $463.65 for 84 months.
 

Loans for Sport and Recreational Vehicles

BMI FCU offers low interest loans to members for sport and recreational vehicles. This can include vehicles such as jet skis, ATVs, motorcycles and RVs. You can also earn a $400 cash bonus* when you refinance any titled vehicle with BMI Federal Credit Union. 

Auto Refinance

Product Rate APR1 as low asPrint Boat/RV/ATV/Waverun/Motorcycle
Boat / RV 7.740% 7.740%
ATV / Waverunner 8.740% 8.740%
Motorcycle 7.740% 7.740%
Non-commercial vehicle rates effective 12:00 am on Friday, October 20, 2023
1 APR = Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval.

      

You'll also enjoy our several great programs to save you money...

Anywhere Loans
Member Showroom
Loyalty Rewards
Auto2Save
Dealer Direct


Looking to Finance?

If you're looking to finance your vehicle, we are here to help you every step of the way through the loan process.

*Enter promo code REFI22 when applying online or mention when applying in person. Cash bonus of $400 will be given for the refinance of each titled vehicle loan from another financial institution. Cash bonus will be deposited into the member's account within 10 business days after the loan is funded and all qualifications have been met. Minimum loan amount of $7,500, automatic loan payment setup, and electronic statements are required. Cash Bonus may be considered income and reported on 1099-MISC or 1099-INT. Existing BMI FCU loans are not eligible for this offer. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Membership eligibility and account requirements apply. BMI FCU is open to everyone who lives, works, worships or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware or Morrow County. Federally Insured by NCUA. BMI FCU may amend, suspend, or discontinue this offer at any time without notice. Offer ends June 30, 2022.